Run a listing through the desk’s scorer.

Paste four numbers from any Zillow or PadMapper listing — long-term rent, your projected ADR, expected occupancy, and the fixed costs you’ll owe. The verdict and the 12-month cash-flow projection recompute on every keystroke.

The desk’s read

Monthly delta vs LTR baseline

+$1,875/mo

STR cash flow

$1,525

STR clears the LTR baseline by ≥ $200/mo. The margin is wide enough to absorb channel fees and a softer-than-projected month without flipping the verdict.

Deal inputs

Four numbers from the listing + a PriceLabs/AirDNA comp. Update anything — the verdict and projection re-compute as you type.

Long-term rent (monthly $)

Projected ADR (nightly $)

Occupancy70%

Pull from AirDNA / PriceLabs comps for the unit’s bedroom count and submarket. 70–80% is a typical operator target.

Fixed costs (monthly $)

Utilities, internet, HOA, cleaning margin, channel fees — what the operator pays *before* a single night is booked.

Defaults follow a coastal 2BR baseline the desk tests against — $1800 LT rent, $175 ADR, 70% occupancy, $350 fixed. Override anything to stress-test the math.

Break-even thresholds

The two metrics an operator can move: the nightly rate and the occupancy floor. If a real listing can’t clear these, the pencil says walk.

Break-even ADR

$102.38

nightly

Break-even occupancy

41.0%

at $175 ADR

STR cash flow / mo

$1,525

41% margin

Payback month

cumulative turns positive

Inputs validated against ScorerInput zod schema

12-month STR cash flow

Cumulative STR cash flow per month, assuming the projection holds flat across the year (no seasonality). Negative values show LTR fixed-cost drag compounding against the rent.

M1cumulative
$1,525
M2cumulative
$3,050
M3cumulative
$4,575
M4cumulative
$6,100
M5cumulative
$7,625
M6cumulative
$9,150
M7cumulative
$10,675
M8cumulative
$12,200
M9cumulative
$13,725
M10cumulative
$15,250
M11cumulative
$16,775
M12cumulative
$18,300

Month	Monthly	Cumulative
M1	$1,525	$1,525
M2	$1,525	$3,050
M3	$1,525	$4,575
M4	$1,525	$6,100
M5	$1,525	$7,625
M6	$1,525	$9,150
M7	$1,525	$10,675
M8	$1,525	$12,200
M9	$1,525	$13,725
M10	$1,525	$15,250
M11	$1,525	$16,775
M12	$1,525	$18,300

12-mo cumulative$18.3K

Best month (running)$18,300

Worst month (running)$1,525